Create a Lifeline that will Last a Lifetime
Whatever stage of life, whatever future plans, you and your family can benefit from Life Insurance. The peace of mind that comes from knowing your family is protected, is invaluable. Choosing a life insurance plan can be confusing and costly, without the guidance of an experienced agency. Whether you are raising young children, preparing to pay college tuition, or setting your sights on retirement, life insurance is a key component in your financial plan. There are many types of life insurance and various options, and we are here to find the best fit for you.
The team at Ted Marty & Associates will invest the time to get to know you, your current and future financial needs. Armed with this knowledge and access to many life insurance providers, we are uniquely equipped to offer a variety of policies and help select the one best suited to your individual needs.
Call us today to begin the conversation that will protect your loved ones and ease your mind. Key Questions Most People have when considering life insurance: 1) How can it protect my family? 2) How much coverage do I need? 3) What kind of coverage is right for my situation
We know you can’t put a dollar amount on your family, but you can insure their future is protected. And though costs are a real concern for most people considering life insurance, it never costs as much as you think—especially if your family ever has to use it.
It happens more often that you think…
After running multiple tests, doctors conclude you have an incurable medical condition that may affect the length of life you have remaining.
A million thoughts race through your head. You’re unsure what to do or who to call. Your first priority is your family and who will look after their well-being when you’re gone. Will you might be asking yourself:
How will your spouse stay afloat with all the debt accrued?
Who will save for your children’s college fund?
Where will your family be without you?
Or will you be thinking instead of how you will choose to spend whatever time you have left with them—secure in the fact you have a precisely calculated policy to cover your debt, funeral costs, and a legacy to your family?
There’s no way we can convince you the peace of mind you can experience just knowing your family will be cared for if they lose you.
Recognizing everyone’s situation is unique, which means there are two types of life insurance policies to choose from:
- Term life policies are set up to cover you for a specific period of time. The most common term policies cover for fifteen to twenty years. Depending on the age of insured, premiums start out dirt cheap and increase in costs with your age. Some Term life policies even offer the option to convert to a whole life policy when the policy is set to expire.
- Whole life or Universal life insurance covers the insured for the course of their life, even if you live to be 100 years old! An advantage of a universal life policy is that the policy builds cash value that you may borrow against in times of need.
No matter the situation, it is important to know what type of policy best suits your needs, the amount of coverage desired, and most importantly, who the beneficiary will be.
One of the helpful agents at Ted Marty & Associates, Inc. can help you learn more about purchasing a life insurance policy. Having peace of mind knowing that when you leave this world your family won’t be burdened with your financial hardships and that they will be able to maintain their current standard of living.
The Ted Marty & Associates, Inc. Difference
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for …
… While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you. So if you’re at all concerned for your financial well being, you should investigate what you are offered carefully, and consider a relationship with a reliable guide.
Because, unfortunately, there’s no such thing as a one-size-fits-all insurance policy.
We’re your neighbors. We protect people we know and care about in Wyoming, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Click on the quote request button now and let the professionals at Ted Marty & Associates, Inc. help you forge the strongest shield possible to help you protect the things you care about most.