Staying healthy is key, and a comprehensive insurance plan is a big part of that; at Ted Marty & Associates, we have decades of experience and many provider options that allow us to create the best package for you.
From preventative care to flexible deductible options, with premiums to accommodate your budget, we invest time getting to know you and understand your health insurance needs. Then, we present options and offer support anytime.
Local health insurance experts – not a toll-free, impersonal operator or website; call us today and let’s discuss the best health insurance for you.
Health insurance may be the most important type of insurance you can carry. That’s because it affects more areas than just your health … it can also affect your financial bottom line.
Unexpected medical bills can devastate your finances. Health insurance doesn’t just help you pay for care, it can protect you and your family financially in the event of unexpected—or potentially expensive illnesses and injuries.
Unpredictable costs can rob your peace of mind. You don’t want to be in the position of adding “money stress” to an already stressful medical situation. Since care costs are so unpredictable, proper coverage can give you definite peace of mind in knowing you are protected from most of these costs.
Uncovered illness can eliminate your options. Proper coverage means you have options. When you don’t have insurance, you’re at the mercy of the healthcare system, which often means no care at all.
On March 23, 2010, President Obama signed the Affordable Care Act. This law was designed to bring comprehensive health insurance reforms, hold insurance carriers accountable for costs, as well as give more consumers access to health care.
Each year, there is a period of time called “open enrollment”, which runs from November through January. During this time you can shop and apply for a new health insurance plan if you find your current plan unsuitable. Once open enrollment period ends, you cannot buy or change a plan unless you have a qualifying life event (such as losing your current coverage, getting married or having a baby).
Consumers are also offered tax credits if their household income falls below established thresholds. The law also requires penalties, based on income or number of dependents, for consumers who choose not to participate in a health care plan.
Until recently, most people got their health insurance from their employer, and those with lower incomes received coverage from the government. But more and more people are buying private health insurance plans tailor-made for individuals and families.
If you find yourself in this position, without a clear understanding of what you should do or even look for, you may want to investigate getting an individual health insurance plan from Ted Marty & Associates, Inc. now.
Because we are an independent agency offering real time health insurance quotes and online applications from multiple health insurance companies, we believe in total transparency. Compare options and then apply online from the convenience of your own home or office.
We can help you simplify what seems complex, and help you choose from quality, competitive health care plans, including:
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for …
… While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you. So if you’re at all concerned for your financial well being, you should investigate what you are offered carefully, and consider a relationship with a reliable guide.
There’s no such thing as a one-size-fits-all insurance policy.
We’re your neighbors. We protect people we know and care about in, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Click on the quote request button now and let the professionals at Ted Marty & Associates, Inc. help you forge the strongest shield possible to help you protect the things you care about most.